K E Y S T O N

Terms and Conditions

User Agreement

Website Terms and Conditions of Use

Last Updated: September 22, 2025

1. Agreement to Terms

Welcome to Keyston Bank. By accessing or using our website and its related services (collectively, the "Site"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to all of these Terms, please do not use this Site.

2. Use of the Website

This Site is intended to provide information about the financial products and services offered by Keyston Bank. You agree to use the Site for lawful purposes only. You are prohibited from using the Site:

  • In any way that violates any applicable federal, state, local, or international law or regulation.
  • To transmit, or procure the sending of, any advertising or promotional material without our prior written consent.
  • To impersonate or attempt to impersonate Keyston Bank, an employee, another user, or any other person or entity.
  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Site.

3. Online Banking Services and Security

Access to online and mobile banking services is governed by a separate agreement. You are responsible for maintaining the confidentiality of your account information, including your username, password, and any other security credentials. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

4. Intellectual Property Rights

The content, features, and functionality of the Site, including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof, are owned by Keyston Bank, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

5. Links to Third-Party Websites

Our Site may contain links to third-party websites or services that are not owned or controlled by Keyston Bank. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Keyston Bank shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

6. Disclaimer of Warranties

The Site is provided on an "AS IS" and "AS AVAILABLE" basis. Keyston Bank makes no representations or warranties of any kind, express or implied, as to the operation of their Site or the information, content, or materials included therein. You expressly agree that your use of the Site is at your sole risk.

7. Limitation of Liability

In no event shall Keyston Bank, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Site.

8. Governing Law

These Terms shall be governed and construed in accordance with applicable federal laws and the laws of the state in which our main office is located, without regard to its conflict of law provisions.

9. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms and Conditions on this page and updating the "Last Updated" date.

10. Contact Us

If you have any questions about these Terms and Conditions, please contact us: